Svea Credit: Making Efficient Credit Assessments Without Compromise

Monthio helps Svea Kredit combine precision, compliance, and a great customer experience.
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"The biggest impact is that we now combine higher quality in credit assessment with significantly shorter processing times."
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Balancing Speed and Responsibility in Lending

Svea Kredit, with strong brands like Unilaan in Denmark, has a clear mission: to offer transparent, responsible, and modern consumer loans to private customers in Denmark. They focus on high-quality service, clear communication, and robust compliance throughout the lending process.

A Data-Driven Approach to Credit Assessments

Like many lenders, Svea Kredit faced the challenge of carrying out thorough and effective credit assessments quickly, without compromising compliance, risk management, or regulations. They needed a solution that would give their case handlers a solid, data-driven foundation to assess customer finances accurately, while reducing case processing times.

Since implementing Monthio, credit assessments at Svea Kredit have become more efficient, structured, and transparent. Using automatic transaction analysis, they gain a deeper understanding of a customer's financial situation. Automatic transaction analysis provides deeper insight into customers' financial situations, strengthening the basis for decisions and improving the customer experience. Case handlers can now reach decisions more quickly and with greater confidence.

Building Trust with Technology

The platform delivered by Monthio, means both quality, fast and seamless processes, and trust-building of the customers. "The biggest impact is that we now combine higher quality in credit assessment with significantly shorter processing times," says Henrik Frederiksen, Business Area Manager at Unilaan, Svea Kredit. While maintaining transparency and great service in every customer interaction, in collaboration with Monthio, Svea Kredit has also strengthened their ambition to deliver secure and user-friendly solutions that build trust with customers.
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SmoothImplementation and a Great Partnership

The collaboration with Monthio has been professional and solution-oriented from day one. Henrik describes Monthio as a highly responsive and present partner, ready to adapt their solution to fit Svea Kredit's evolving needs and providing sparring whenever needed: "The implementation went smoothly. Monthio managed the process from start to finish, guiding us well through each phase so we could go live quickly and start seeing the effect shortly after."
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Moving Forward with Confidence

By combining high-quality credit assessments with faster processing, Svea Kredit has strengthened risk management while creating a better, more trustful process for both the company and its customers. Monthio's platform has become a key component in supporting Svea Kredit's promise of responsible and modern lending in Denmark.