New Danish lender Bolån launches home equity loans with Monthio
Copenhagen, October 27, 2026 — Monthio announced today that Bolån, a new Danish lender offering home equity loans, has launched, with Monthio supporting its credit assessments from day one.
“Bolån gives homeowners a way to borrow against the equity in their homes. We need to understand their financial circumstances as well as the property’s value. Monthio gives us a reliable basis for assessing affordability from day one.”— Hjalte Nesgaard, CEO, Bolån.
Applicants securely share their bank information through open banking. Monthio converts their transactions into a structured overview of income, expenses, and financial obligations, providing Bolån with a verified basis for assessing whether applicants can afford the repayments on a loan secured against their home.
“We are proud to support Bolån from the very beginning. Home equity lending requires a clear understanding of a household’s finances. Monthio provides Bolån with a reliable foundation for affordability assessments.”— Christian Bach Jensen, CCO at Monthio
About Home Loans
Bolån is a Danish lender founded in 2025 and based in Copenhagen. It offers loans secured by the equity in homeowners’ properties.
About Monthio
Monthio is a Danish fintech company that provides financial intelligence to banks and financial institutions. Monthio’s platform transforms fragmented financial data into structured, decision-ready intelligence, giving financial institutions the clarity they need to assess financial information and make faster, better-informed decisions. Monthio is a leading financial intelligence provider in the Nordic region and works with major financial institutions across Europe.
