BANKS

Streamline lending, delight applicants

Save your credit advisors valuable time. Our cutting-edge affordability solution reduces underwriting time by 90%. Embrace efficiency, enhance productivity, and make faster, more accurate lending decisions with Monthio. Get started today.
Trusted by leading financial providers
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Spend less time processing loans and more time on the things that matter

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Increased customer
guidance
Automated data collection and analysis reduce loan approval time, allowing credit advisors to focus on other areas of customer support.
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Meet current & upcoming regulations
Monthio provides a robust solution for credit advisors to navigate regulatory requirements effortlessly, minimizing the risk of non-compliance.
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Decreased
risks
By eliminating manual data input, the chance of human error in the application process decreases, leading to more informed lending decisions and reduced risk exposure.
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Seamless digital
experience
No more burdensome paperwork. With digital income verification, loan applicants experience a seamless digital process, resulting in a high completion rate of 91%.
Enabling personalized customer experiences
Monthio empowers credit advisors to deliver exceptional customer experiences. With accurate insights into borrowers' unique financial needs, credit advisors can provide tailored loan solutions, personalized advice and proactive support.
Create more trust
& loyalty
Monthio enables informed & accurate credit decisions for fair & tailored lending that creates trust and loyalty among borrowers.
Farewell to friction

Hello to seamless mortgage applications

Monthio revolutionizes mortgage applications by leveraging open banking to automate data collection and analysis. This provides lenders with real-time financial insights and enables a seamless and efficient application process for borrowers.
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Simple user journey
A quicker response for applicant and advisor
Automated data verification
Seamless upgrades & extensions
Optimized conversion
Decreased drop-off rate with Monthio
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Customer-centricity as standard

Your new improved loan process

Transform your customer experience with Monthio's creditworthiness solution. Provide your applicants with lightning-fast loan decisions, a seamless application process, and a user-friendly design, ensuring exceptional experiences that drive customer satisfaction and loyalty.
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4 quick steps
A seamless digital experience
Intuitive User Experience (UX)
91% flow completion rate
Live end-user support
Your applicants' queries are taken care of
SET UP FOR SUCCESS

Seamless implementation process

With our decades of credit process experience and dedicated integration support, implementing Monthio into your bank is effortless, across all business areas. Our personalized approach maximizes efficiency and unlocks the full potential of Monthio's solutions for your bank.
Tailored integration process
Our customized integration process perfectly aligns with your business needs
Technical & product support
Take advantage of our deep banking insight & tech expertise for your optimal outcomes
Seamless upgrades
Our feature extensions & product upgrades are ready when you are
Backend dashboard of Monthio solution income verification on computer screen

"Monthio's intuitive and well presented dashboard means easier decisioning for our credit team. Monthio is the key to our entire credit rating process."

Head of credit - Consumer Loan Provider
Brown haired woman in black t shirt making loan application on laptop

"Monthio allows us to process a case in 5 minutes, down from 30. It is a crucial element of our credit assessment. Monthio is the key to our entire credit rating process."

Head of credit - Corporate & Consumer Loan Provider
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"Getting up and running was painless. It was a fast and efficient implementation process."

Danish Leasing Provider
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What we offer

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Income verification
Get instant verification of applicant income with the latest & most accurate data.
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Expense verification
Enhance your credit decisioning and minimize risk with Monthio's real-time expense overview.
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Risk &
insights

Get automatic insights into potential risks. Fraud and default risks flagged.
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Categorisat-
ion
We clean and categorize your data, so you don't need to.
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Account verification
Digitize your AML and KYC processes with Monthio's instant account verification.
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Debt
insights
Gain a precise understanding of your applicants' discretionary income with our cash flow analysis feature.
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How does open banking work when it comes to loan approval?
What are the benefits of open banking when it comes to loan approval?
Will my credit advisors like open banking?
Does open banking help the mortgage approval process?
How do loan applicants benefit from using open banking?
Are other banks using open banking?
Is open banking secure?
Does company size matter when using open banking?
Who can I speak to at Monthio about open banking?

Banking FAQs

Ready to get started?
Do you want to find out more about how Monthio can revolutionize your loan approval processes?
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