1. information
1.1 Introduction
This is Monthio's privacy notice. Monthio ApS ("Monthio" or "we") provides services that can help generate an overview of your personal finances (the "services").
We value your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and share your data when you visit our website, interact with our services, or respond to our ads.
Monthio ApS is the data controller for the personal data processed in connection with the services. This means that we are responsible for the manner in which, and for what purposes, your personal data is processed.
When you use the services, we process your personal data according to this policy.You should be aware that our services are offered as part of a collaboration with lenders and other third parties which have their own personal data policies. Monthio's privacy notice only applies to the data for which Monthio is the data controller.
We follow applicable legislation, including, e.g., the General Data Protection Regulation (GDPR), the Danish Data Protection Act and the Danish Payments Act as well as the Danish Data Protection Authority's guidelines. This means, among other things, that your personal data is always treated confidentially and securely.
Monthio's legal name is Monthio ApS and our company is domiciled at the address Øster Allé 56, 2., 2100 Copenhagen Ø, Denmark.
Monthio is supervised by the Danish Financial Supervisory Authority and is licensed as an Account Information Service Provider (AISP).
With this policy, we want to explain how your personal data is collected and processed, so that you feel comfortable using our services.
If you have any questions, comments or wish to complain, please feel free to write to us at info@monthio.com or send us a letter to our address mentioned above.
You can also complain about our processing of your personal data to the Danish Data Protection Authority, www.datatilsynet.dk. The Danish Data Protection Authority is the public authority that oversees compliance with the rules in the GDPR and the Data Protection Act.
1.2 Who we are
Monthio ApS
Øster Allé 56, 2., 2100 Copenhagen Ø, Denmark
info@monthio.com
Data controller under the General Data Protection Regulation (GDPR).
1.3 What data we collect
We may collect and process the following types of personal data when you use our website:
This is Monthio's privacy notice. Monthio ApS ("Monthio" or "we") provides services that can help generate an overview of your personal finances (the "services").
We value your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and share your data when you visit our website, interact with our services, or respond to our ads.
Monthio ApS is the data controller for the personal data processed in connection with the services. This means that we are responsible for the manner in which, and for what purposes, your personal data is processed.
When you use the services, we process your personal data according to this policy.You should be aware that our services are offered as part of a collaboration with lenders and other third parties which have their own personal data policies. Monthio's privacy notice only applies to the data for which Monthio is the data controller.
We follow applicable legislation, including, e.g., the General Data Protection Regulation (GDPR), the Danish Data Protection Act and the Danish Payments Act as well as the Danish Data Protection Authority's guidelines. This means, among other things, that your personal data is always treated confidentially and securely.
Monthio's legal name is Monthio ApS and our company is domiciled at the address Øster Allé 56, 2., 2100 Copenhagen Ø, Denmark.
Monthio is supervised by the Danish Financial Supervisory Authority and is licensed as an Account Information Service Provider (AISP).
With this policy, we want to explain how your personal data is collected and processed, so that you feel comfortable using our services.
If you have any questions, comments or wish to complain, please feel free to write to us at info@monthio.com or send us a letter to our address mentioned above.
You can also complain about our processing of your personal data to the Danish Data Protection Authority, www.datatilsynet.dk. The Danish Data Protection Authority is the public authority that oversees compliance with the rules in the GDPR and the Data Protection Act.
1.2 Who we are
Monthio ApS
Øster Allé 56, 2., 2100 Copenhagen Ø, Denmark
info@monthio.com
Data controller under the General Data Protection Regulation (GDPR).
1.3 What data we collect
We may collect and process the following types of personal data when you use our website:
- Technical data (e.g. IP address, browser type, operating system)Usage data (e.g. pages visited, time spent on site, interactions)
- Marketing data (e.g. campaign source, ad clicks)
- Identifiers such as email address (when provided via forms or checkouts)
1.4 How we collect data
- Forms you submit (e.g. newsletter, checkout)
- Cookies and tracking technologies (see cookie policy)
- Third-party analytics and advertising tools
1.5 How we use your data
Purpose
Legal basis
Explanation
Website analytics
Legitimate interest / consent
To understand user behavior and improve our website
Advertising & Remarketing
Consent
To show relevant ads on platforms like Facebook and Google
Conversion tracking
Consent
To measure the effectiveness of our ads
Data matching
Consent
To match you with existing accounts on ad platforms using hashed email addresses
1.6 Third-party tools we use
Facebook (Meta)
We use Facebook Pixel and Conversions API to track website behavior and improve our ad performance. If you give consent, we may share hashed email addresses with Meta to help personalize and measure ads.Learn more
Google Analytics (GA4)
Google Analytics collects anonymized usage data to help us understand how visitors use our website.Learn more
Google Ads
We use Google Ads, including Enhanced Conversions, to track ad performance. If you consent, we may send hashed email addresses to Google for better attribution.Learn more
Hotjar
Hotjar records anonymized behavioral data (e.g. clicks, scrolling) to help us improve user experience. IP addresses are automatically anonymized.Learn more
1.7 Data sharing
We do not sell your personal data. Data is shared only with trusted third parties for the purposes described above and only when necessary.
Where applicable, we have signed Data Processing Agreements (DPAs) with these providers and ensure appropriate data transfer safeguards are in place (e.g. SCCs for US-based tools).
1.8 Cookies & Consent
We use a consent management platform (CMP) to manage your cookie preferences in compliance with GDPR. You can change your settings at any time by clicking ["Cookie Settings"] at the bottom of the page, see our full cookie policy for more.
1.9 Your rights
Under the GDPR, you have the right to:
Facebook (Meta)
We use Facebook Pixel and Conversions API to track website behavior and improve our ad performance. If you give consent, we may share hashed email addresses with Meta to help personalize and measure ads.Learn more
Google Analytics (GA4)
Google Analytics collects anonymized usage data to help us understand how visitors use our website.Learn more
Google Ads
We use Google Ads, including Enhanced Conversions, to track ad performance. If you consent, we may send hashed email addresses to Google for better attribution.Learn more
Hotjar
Hotjar records anonymized behavioral data (e.g. clicks, scrolling) to help us improve user experience. IP addresses are automatically anonymized.Learn more
1.7 Data sharing
We do not sell your personal data. Data is shared only with trusted third parties for the purposes described above and only when necessary.
Where applicable, we have signed Data Processing Agreements (DPAs) with these providers and ensure appropriate data transfer safeguards are in place (e.g. SCCs for US-based tools).
1.8 Cookies & Consent
We use a consent management platform (CMP) to manage your cookie preferences in compliance with GDPR. You can change your settings at any time by clicking ["Cookie Settings"] at the bottom of the page, see our full cookie policy for more.
1.9 Your rights
Under the GDPR, you have the right to:
- Access your personal data
- Request correction or deletion
- Object to processing
- Withdraw consent at any time
- Lodge a complaint with your local data protection authority
To exercise any of your rights, contact us at info@monthio.com
1.10 Updates to this policy
We may update this privacy policy occasionally. Any changes will be posted on this page with an updated revision date.
Last updated: 10/07/2025
1.10 Updates to this policy
We may update this privacy policy occasionally. Any changes will be posted on this page with an updated revision date.
Last updated: 10/07/2025