Monthio is the ultimate solution for creditworthiness assessments

Monthio combines data from both Open Banking, local tax systems and other public registers in order to give you the full picture of a customer’s finances.
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Complete compliance

When using Monthio, you can ensure full compliance with current creditworthiness assessment legislation.

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Security like a bank

We take our role as a software supplier and data processor very seriously, which is why security is always our top priority.

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Cloud-based SaaS solution

With our cloud-based solution, you can get started right away.

The user is in focus from start to finish

Whether you are a developer, customer adviser or loan applicant, we have developed our product to make your life as easy as possible.

Get started in minutes

In a few minutes you can get started using Monthio. For example, you can create your first session and experience what a flow looks like for your customers.

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    Extremely user-friendly system
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    API integration

Give your customers the best experience

All your customers need to do is complete a short flow. This is done by simply using their NemID and it doesn’t take more than a few minutes. Once they have been through the flow, you have all the data you need to perform the creditworthiness assessment.

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    Simple user journey

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    Live support
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Get the full overview in an instant

Once a customer has completed a flow, you will quickly be able to get a complete overview of their financial situation in our intuitive dashboard. Among other things, you will be able to see your customer’s budget, disposable amount, loan-to-income ratio, real estate as well as any potential risks. 

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    Income and spending
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    Assets and debt
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    Risk factors

We can also help you!

Our product is used by leading companies across different industries, including:
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When your customers need to borrow money for major life events, it is important that the process is understandable and transparent. Contact us and hear how we can help you.

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Financing and leasing

Consumers expect an easy and digital user experience when buying or leasing a car. Contact us and hear how we can help you.

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Consumer loans

Are digital flows and automated application processing important to you? Contact us and hear how we can help you.

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